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Banc Home Loans Third Party Lending

Banc Home Loans, a division of Banc of California, N.A. is a national lender with FNMA, FHLMC and GNMA approvals.  We provide products and services to our approved Mortgage Brokers, Mortgage Bankers, Community Banks and Credit Unions that help them grow their business.

Banc Home Loans looks to establish long-term, mutually beneficial relationships that share the same principals of homeownership; responsible decision making and fraud prevention.

Banc Home Loans offers their clients:

  • A true TPO Channel that accepts Wholesale, Non-Delegated or Delegated business
  • A wide array of products – FNMA; FHLMC; FHA; VA; USDA; NON-Agency
  • De Minimis overlays to Agency guidelines
  • Consistent, competitive pricing
  • Best Efforts locks for our correspondent clients
  • Extended lock terms for Wholesale clients – up to 6 months
  • Warehouse banking services through our parent company
  • FHA 203(k) and FNMA Homestyle products and services for our correspondent clients
  • Best-in-class service and response times

NOTE: Banc of California, National Association has sold certain assets of its Banc Home Loans division to Caliber Home Loans, Inc. and is in the process of winding down its Correspondent and Wholesale operations.

CORRESPONDENT – Excluding Renovation

Effective 3/31/17, new submissions will no longer be accepted by Banc Home Loans. If you are not approved with Caliber, please email CorrProductionSupport@caliberhomeloans.com for additional information. Once you are approved, you can begin using Caliber’s Correspondent portal. Caliber is excited for the opportunity to serve you as a correspondent investor.

CORRESPONDENT – Renovation

Effective 4/28/17, new submissions of renovation mortgages will no longer be accepted by Banc Home Loans. If you are not approved with Caliber, please email CorrProductionSupport@caliberhomeloans.com for additional information. Once you are approved, you can begin using Caliber’s Correspondent portal for new submissions of renovation mortgages on and after 4/28/17. Caliber is excited for the opportunity to serve you as a correspondent investor.

WHOLESALE

Effective 3/31/17 new submissions will no longer be accepted by Banc Home Loans. If you are not approved with Caliber, please email BrokerApprovals@CaliberHomeLoans.com for additional information. Once you are approved, you can begin using Caliber’s H2O portal. Caliber is excited for the opportunity to serve you and looks forward to making this transition as smooth as possible. For more information, please visit Caliber’s Wholesale website.

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